Card Acquisitions Risk Vice President- T&E Cobrand

Bring your expertise to JPMorganChase and help shape the future of risk management in a world-class organization.

As part of Risk Management and Compliance, you'll be at the center of keeping the firm strong and resilient-using expert judgment and analytics to help govern risk-taking activities that impact our customers and communities.

Our culture is built on innovation, challenging the status quo, and striving to be best-in-class.

Join a team that values outside-the-box thinking and empowers you to drive meaningful change by developing strategies that balance growth, risk mitigation, and customer experience.

As a Vice President, Acquisition Risk Management - Consumer Card (T&E Co-Brand), you will provide independent risk oversight for new account originations across our retail co-brand partnerships.

You will set and maintain acquisition risk frameworks, review and challenge underwriting/decisioning strategies, and influence key decisions through governance routines and data-driven insights.

You will partner closely with Card Product, Marketing, Finance, Analytics, Lending, and Technology teams-and engage with Governance, Legal, and Compliance-to ensure strategies are well-controlled, compliant, and aligned to risk appetite.

Job Responsibilities


* Provide independent oversight (2LOD) of acquisition risk decisioning for retail co-brand consumer card originations


* Perform review and effective challenge of first-line proposals (policy/strategy changes, test plans, model/score usage, segmentation, offer/channel changes), ensuring risks are identified, quantified, and mitigated


* Establish and monitor KRIs / early warning indicators, approval and loss metrics, and policy adherence; escalate emerging issues as needed


* Partner with Governance, Legal, and Compliance to ensure strategies meet regulatory and internal policy requirements (including fair lending considerations and documentation expectations)


* Support governance forums (approvals, periodic reviews, audits/exams), including preparing materials, documenting decisions, and tracking action items to closure


* Drive cross-functional alignment by communicating risk/return tradeoffs and recommending compensating controls or alternative approaches


* Conduct deep-dive analytics (e.g., segmentation, vintage/performance monitoring, funnel diagnostics, champion/challenger, attribution impacts) and deliver clear, actionable recommendations


* Partner with Technology and Decision Management teams to implement strategies in decisioning platforms, ensuring strong testing, documentation, and change


* Contribute to continuous improvement of acquisition risk processes, monitoring, and reporting; mentor junior team members as applicable

Required Qualifications, Capabilities, and Skills


* Bachelor's degree in a quantitative discipline (e.g., Economics, Statistics, Math, Engineering, Computer Science)


* Minimum 6 years of experience in consumer lending...