Risk Management - North America Legal Entity Credit Risk -Vice President

Help shape how we manage credit risk at the legal entity level across a dynamic regional portfolio.

In this role, you will turn complex exposure movements and market events into clear executive insights and disciplined governance actions.

You will partner with Risk, Finance, and Credit stakeholders to strengthen standardized frameworks and consistent outcomes.

You will also play a key role in regulatory and audit readiness, responses, and sustainable remediation.

Join a team where your judgment and execution directly influence portfolio resilience and control effectiveness.
Job summary
As a Vice President in the Wholesale Credit Risk Legal Entity team, you will deliver portfolio management, governance, and regulatory engagement across covered legal entities in your region.

You will provide rigorous exposure variance analysis and executive commentary to senior stakeholders and governing bodies.

You will help embed firmwide and local regulatory requirements into policies, procedures, limits, and thresholds.

You will partner across Risk and functions to drive consistent, coherent portfolio-level outcomes.
Job responsibilities


* Provide portfolio management across covered legal entities, including ongoing monitoring of credit profile and key drivers.


* Set standards for periodic and ad hoc credit exposure variance analyses and executive-ready commentary.


* Explain variance drivers and relevant market events to location credit leads, senior management, and governance forums.


* Drive adherence to regulatory requirements and firmwide credit risk frameworks across covered legal entities.


* Embed requirements into policies and procedures and oversee the establishment and review of portfolio limits and thresholds.


* Deliver portfolio-related governance materials and timelines, coordinating with regional legal entity teams for consistency.


* Define and challenge legal-entity-specific processes to ensure disciplined, repeatable outcomes across regions.


* Partner with Risk Management and functional stakeholders to build, execute, and maintain standardized legal entity credit risk frameworks.


* Support regulator and auditor engagements by providing clear explanations of frameworks, operating model, and portfolio updates.


* Prepare and coordinate responses to regulatory and audit exams and inquiries, aligning with central firmwide risk partners.


* Execute remediation plans and sustainable controls, and report progress against commitments, deadlines, and residual risk.

Required qualifications, capabilities, and skills


* 7 years of experience in credit risk, portfolio risk management, or related risk governance roles


* Experience managing or overseeing legal entity credit risk frameworks, limits, thresholds, or governance deliverables


* Demonstrated ability to perform and communicate exposure variance analysis and key risk driver attribution


* Strong understanding of risk governance ex...