Risk Management - Credit Risk Analyst - Financial Institutions Group

Bring your expertise to JPMorganChase.

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.

You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.

Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Credit Risk Analyst on the Financial Institutions Group (FIG) Credit Risk Team, you will develop the analytical skills needed to evaluate, assess and document client creditworthiness as well as structure and negotiate new transactions/requests.

Our team works with a client base of leading asset managers, banks, broker dealers, hedge funds, insurance companies, specialty finance and other non-bank financial institutions.

Job Responsibilites


* Support a portfolio of clients with responsibility for performing ongoing credit analysis and client exposure management


* Develop a well-informed forward looking credit view of your client's business and JPMorgan's activity by staying current on industry trends, financial performance, and capital markets needs


* Communicate your view by preparing and presenting credit approval memos in connection with credit origination and renewals


* Perform financial analysis including stress testing, projections and peer comparisons


* Assess creditworthiness of clients and recommending appropriate credit ratings


* Assess the ability of cash flows or market value of a assets/collateral to repay debt


* Describe concisely the structure and terms of products and analyze related risk metrics


* Monitor, investigate, and escalate risk metrics associated with client activity


* Attend on-site or remote client diligence meetings


* Process transactions and annual reviews in JPM's credit system by coordinating with middle office and business partners


* Prepare and present periodic portfolio reviews to senior credit executives and business partners

Required Qualifications, Capabilities and Skills


* Highly motivated with a natural passion to learn and an inquisitive personality


* Strong interpersonal skills, and an ability to work well in a team environment


* Strong sense of accountability and ownership of tasks


* Strong verbal and written communication skills


* Capable of understanding, describing and debating complex concepts


* Ability to prioritize among competing projects and deliver work in a timely manner


* Highly proficient in Excel, PowerPoint and Word software

Preferred Qualifications, Capabilities and Skills


* Minimum 1 year experience in Insurance underwriting or comparable experience


* Completion of a bank's formal credit training program


* Corporate finance and accounting coursework

JPMorganChase, one of th...