2026 Commercial & Investment Bank Innovation Development Full-Time Analyst Program

The Innovation Development Program (IDP) is designed to cultivate the next generation of product managers focused on innovation and creating impactful solutions for Global Banking.

Global Banking offers comprehensive services like lending, treasury, and asset management to meet diverse client needs across over 100 locations.

The program provides unique rotational opportunities across various teams, enhancing products and processes that benefit our businesses and clients.

Join us to contribute your diverse perspective and help shape the future of digital products and solutions.

As a participant in the Innovation Development Program within Global Banking, you will embark on a 2.5-year journey starting with approximately 5 months of Commercial Bank project-based learning.

During this phase, you will tackle complex business challenges in an incubator setting, gaining essential skills in Product Management.

After completing the incubator experience, you will engage in two 12-month rotations with high-impact functional, business, or product teams within the Commercial Bank.

You will be part of a cohort of peers, providing you with the opportunity to make a significant impact while advancing your career.

Locations we hire for: Chicago, IL, New York, NY, and Plano, TX

Job responsibilities:


* Rotate through two product teams within Global Banking


* Contribute to high-impact projects collaborating closely with stakeholders


* Explore our diverse products and solutions


* Develop skills in disciplines that match your interests


* Support the development or launch of a product


* Formulate recommendations to shape business strategy


* Analyze data to drive decisions


* Identify solutions to meet client needs


* Aid in critical process transformations

Required qualifications, capabilities and skills:


* Exceptional interpersonal and communications skills


* Excellent problem-solving and critical thinking skills


* Comfortable navigating through ambiguity


* Desire and passion for creating positive change through financial services


* Intellectual curiosity and a desire to learn


* Ability to formulate questions, suggestions and/or next steps based in logic with little direction


* Ability to thrive in a fast-paced, collaborative environment


* Demonstrated leadership experience in school or community


* Proficiency in Microsoft Excel and PowerPoint


* Graduating between December 2025 to June 2026 with a minimum cumulative GPA of a 3.2 on a 4.0 scale


* Authorization to work permanently in the U.S.

Preferred qualifications, capabilities and skills:


* Knowledge of Python, Java, SQL


* Relevant internship experience and accounting, data science, economics, engineering, finance or coursework

About The Process:
To be considered for the Commercial & Investment Bank Summer Analyst Programs, you must complete the following steps:

Complete this application including ...