Loan Processor - Home Loans (NOLA)

We are seeking a Home Loans Processor for the New Orleans Loan Processing Department.

In this role, you will ensure compliance by following Credit Human lending guidelines, secondary market guidelines, and state and federal regulations to guarantee all loan documentation is accurate, complete, and compliant.

You will review and verify loan applications, ensuring the validity of information and assembling fully documented files for the Underwriting and Closing Departments.

Developing strong working relationships with the Home Loan Production team and San Antonio peers will be essential to ensure a smooth and timely loan process, while effective communication will support a high-quality member service experience.

If you have a demonstrated background in mortgage processing and strong problem-solving skills, you should apply right away!

Highlights:



* Ensure Compliance: Follow lending guidelines and regulations to guarantee accurate and complete loan documentation.


* Review and Verify: Evaluate loan applications, verify information, and assemble fully documented files for Underwriting and Closing Departments.


* Collaborate and Communicate: Develop strong working relationships with the Home Loan Production team and peers to ensure a smooth and timely loan process.


* Customer Service: Handle incoming calls, answer mortgage questions, provide excellent customer service, and maintain effective communication with members.


* Support Team Efforts: Provide secondary support to other Home Loan production teams, including origination, underwriting, closing & funding, collections, and loss mitigation.


* Ongoing Education: Stay updated on internal and external policies, federal and state laws, insurer requirements, and investor guidelines.

Experience:

    Required


* Minimum 1 year of financial industry experience working with loan applications.


* Experience with managing a loan pipeline.


* Knowledge of credit and collateral underwriting guidelines and rules and regulations governed by state and federal agencies.


* Knowledgeable in real estate origination, processing, underwriting, and closing principles to include secondary marketing automated underwriting engines.


* Working knowledge of Fannie Mae Guidelines, DU® guidelines and risk assessment tools used to decide mortgage loans.

    Preferred


* Mortgage processing experience including conventional underwriting


* Fannie Mae processing experience 


* Basic knowledge of mortgage

Education:

    Required


* High school diploma or equivalent

    Preferred


* Bachelor’s degree in business or related field

Licenses & Certifications:

    Required


* Registration as Mortgage Loan Originator (MLO) with National Mortgage Licensing System and Registry

    Preferred


* NMLS registered

Skills & Knowledge:

    Required


* Desire and ability to work in a production environment processing mortgage...